The film is set on 27 Down, the Bombay-Varanasi Express, Sanjay (M.K. Raina) is on a pilgrimage journey to Varanasi (Banaras), and remembers his life in flashbacks. Sanjay gives up his dreams to become an artist, in order to support his family he takes up his father’s profession of railways employee. He spends his days as railways ticket checker, till he meets a Life Insurance Corporation employee, Shalini (Raakhee), on the suburban train. After a few more meetings, they falls in love, and Sanjay starts seeing life differently, but when his father finds about their relationship, he fixes his marriage with some other girl.